Discovery Insurance Company Review

Updated October, 2020
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Since 1993, Discovery Insurance Company has provided North Carolina residents with cheap, reliable car insurance. Their team of independent agents guides you to the perfect policy for your specific needs. They make getting a quote and filing a claim quick and easy.

Discovery Insurance Company overview

For nearly three decades, Discovery Insurance Company's primary focus has been providing quality, affordable car insurance to North Carolina residents. Their huge network of independent agents and brokers are available to help you find the perfect policy for your needs. They make getting a quote, accessing your policy, finding an agent, and filing a claim simple and easy directly through their website.

Filing a claim is simple

Discovery Insurance Company accepts claims for car accidents, glass/windshield damage, and worker's compensation.

Pros

  1. Easily manage your policy directly on the Discovery Insurance Company website
  2. Get a free, instant quote online
  3. Multiple ways to file a claim

Cons

  1. Limited coverage area, only available to North Carolina residents

Coverage options

  • Liability Coverage: Protects you for damages to others if you are at-fault in an accident.
  • Comprehensive Coverage: Coverage for your vehicle from claims like theft, vandalism, weather, and falling objects.
  • Collision Coverage: Protection for damage to your vehicle if you have a covered accident such as colliding with another vehicle or experience a single-vehicle accident.
  • Medical Payments: Helps pay for both you and your passenger's medical bills after an accident.
  • Uninsured Motorist: Helps with medical costs and more when the at-fault driver doesn't have or have enough liability coverage.
  • Uninsured Motorist Property Damage: Protects your car when the at-fault driver doesn't have insurance.

Discovery Insurance Company car insurance discounts

Discovery Insurance Company strives to offer you the best coverage for your needs at the lowest possible rate and therefore doesn't offer any explicit discounts. You can talk with your agent to see if there are any other ways to lower your premium that aren't listed.

Consider Discovery Insurance Company if...

If you're a North Carolina resident who wants affordable, straightforward auto insurance, Discovery Insurance Company is the right choice. Getting a quote, managing your policy, and filing a claim are simple and quick directly through their website.

Consider alternatives to Discovery Insurance Company if...

Unfortunately, if you live outside of North Carolina, you aren't eligible for coverage with Discovery Insurance Company.

What is my best insurance option?

When shopping for car insurance it's important to compare several quotes side-by-side. This gives you the best pricing & coverage options.

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Get cheap insurance quotes, today!
Our team will help you find the lowest insurance prices.
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