MMG Insurance Review

Updated October, 2020
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MMG is an excellent auto insurer for residents of Maine, New Hampshire, Pennsylvania, Vermont, and Virginia. They have great reviews from policyholders, and are known for having a fast claims process. With their easy online tools, you're able to report a claim at any time. If you're looking for great customer service above all-else, MMG is our top recommendation.

MMG insurance overview

MMG Insurance Company (Maine Mutual Group), was established in 1897, in Maine. The company has more than 190 independent agencies across 460 locations. They've been repeatedly recognized for superior service and convenience. They have an A rating with AM Best.

You're able to report a claim, find a repair shop, make a payment, view policy information, and explore resources on their user-friendly website.

Additional coverage options

MMG's auto policies include all the basics but if you're looking for more coverage, consider their Drivers Advantage add-on.

MMG's Drivers Advantage services include:

  • Disappearing Collision Deductible
  • Original Equipment Manufacturer Parts Guarantee
  • Increased Medical Payments
  • 100% Glass Deductible Waiver
  • Increased Transportation Expense Limits
  • Increased Towing and Labor Limits
  • Lockout/Key Replacement
  • Trip Interruption Coverage
  • Air Bag Deployment

Other add-ons include:

  • Enhanced Auto Replacement: If your car is totaled in an accident, MMG pays for a replacement of the same make and model or the Manufacturer’s Suggested Retail Price for a current year model. Only available for new cars.
  • Auto Loan/Lease Coverage: This covers the difference between the debt you still owe on your loan/lease agreement and the actual cash value of your car after it's totaled in an accident.

Filing a claim is simple:

  • Online Claims Form: File on the MMG website
  • Claims Number: 1-800-343-0533

File your claim any time using the above claims form. Or call the claims number to speak to an agent directly. Both phone support and online form support for claims is available 24/7.

Pros

  1. Exceptional Claims Services: Pay your bill online conveniently.
  2. 24/7 Claims: Report a claim online or over the phone whenever you need.
  3. Phenomenal Policyholder Reviews: Overwhelmingly positive reviews have been written about MMG and its services.

Cons

  1. Lack of Locations: Only available in Maine, New Hampshire, Pennsylvania, Vermont, and Virginia.

MMG Insurance coverage options

  • Property Damage Liability Coverage: Covers the costs incurred from damaging another person’s property.
  • Bodily Injury Liability Coverage: This pays for the damages if the insured is deemed responsible for injuries or death to another individual.
  • Medical Expenses: Pays for medical expenses resulting in injuries caused to your passengers or driver of the insured auto.
  • Under-insured And Uninsured Motorist Coverage: Covers medical expenses caused by another driver who doesn't carry enough insurance to pay for all the damages.
  • Collision Coverage: Pays for the cost of damage to the insured car when in an at-fault accident.
  • Comprehensive Coverage: Covers expenses caused by damage to the insured car by any other means besides an accident. This includes theft, severe weather, tree limbs falling, etc.

MMG insurance discounts

MMG Insurance doesn't list any discounts to take advantage of. However, we suggest reaching out to an agent and asking about general auto insurance discounts (like what we discuss here).

Consider MMG Insurance if...

What sets MMG apart is its excellent customer service, and easy claims process. Where a lot of competitors fail, MMG makes a point of providing the best service possible and has received numerous awards over the years for being a top provider.

Consider alternatives to MMG Insurance if...

If you don't live in Maine, New Hampshire, Pennsylvania, Vermont, or Virginia, MMG doesn't offer insurance for you. We suggest making a list of what policies you liked about MMG to compare to insurers local to you.

What's my best insurance option?

When shopping for car insurance it's important to compare several quotes side-by-side. This gives you the best pricing & coverage options.

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Get cheap insurance quotes, today!
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