Nations Insurance Review

Updated 3 days ago
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Nations provides excellent auto insurance to residents of California. They specialize in insurance for non-standard drivers. Nations is known for providing affordable rates and good coverage options. Bonus features like online bill pay add a layer of convenience to Nation's services.

Nations Insurance overview

Nations Insurance focuses on drivers classified as non-standard. This includes drivers with:

  • Multiple Accidents
  • Poor Credit History
  • SR-22

Nations non-standard car insurance keeps you on the road safely and affordably. Online bill pay and affordable rates are just some of their fantastic features.

Additional coverage options

Nations's auto policies include all the basics. If you're looking for more coverage, consider their Nations Motor Club.

Nations Motor Club services include:

  • 24-Hours Emergency Towing
  • Lost Key And Lockout Service
  • Jump Starts
  • Essential Gas Delivery

Filing a claim is simple:

  • Online Claims Form: File on the Nations website
  • Claims Phone Number: (800) 299-5709

File your claim any time using the above claims form. Call the claims number to speak to an agent directly.


  1. Easy Online Bill Pay: Pay your bill online conveniently.
  2. Great Rates: Car premiums at Nations are lower than average for non-standard drivers.
  3. Works With Non-Standard Drivers: Nations work with drivers that have a history of multiple accidents, poor credit history, or require an SR-22.


  1. Lack of Locations: Only available in California.

Nations Insurance coverage options

  • Property Damage Liability Coverage: Covers the costs incurred from damaging another person’s property.
  • Bodily Injury Liability Coverage: This pays for the damages if the insured is deemed responsible for injuries or death to another individual.
  • Medical Expenses: Pays for medical expenses resulting in injuries caused to your passengers or driver of the insured auto.
  • Under-insured And Uninsured Motorist Coverage: Covers medical expenses caused by another driver who doesn't carry enough insurance to pay for all the damages.
  • Collision Coverage: Pays for the cost of damage to the insured car when in an at-fault accident.
  • Comprehensive Coverage: Covers expenses caused by damage to the insured car by any other means besides an accident. This includes theft, severe weather, tree limbs falling, etc.

Nations Insurance discounts

Nations Insurance doesn't have any listed discounts to take advantage of. However, we suggest reaching out to an agent and asking about some general auto insurance discounts we discuss here.

Consider Nations Insurance if...

If you're in need of non-standard auto insurance in California, Nations is our top recommendation. Their affordable rates and easy online bill pay make them a convenient choice for many drivers.

Consider alternatives to Nations Insurance if...

If you don't live in California, Nations isn't the insurance for you. We recommended making a note of any of Nation's coverages that you like and using it when comparing insurers in your area.

What's my best insurance option?

When shopping for car insurance it's important to compare several quotes side-by-side.  This gives you the best pricing & coverage options.

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Get cheap insurance quotes, today!
Our team will help you find the lowest insurance prices.
Get Started →