Primero Insurance Review

Updated October, 2020
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Primero is an excellent auto insurer for residents of Arizona, Nevada, North Dakota, and South Dakota. Consider this insurer if you've been in some accidents, and/ or have poor credit. Primero still insurers you and offers affordable rates. They also offer a lot of online conveniences as well as a mobile app for when you're on the go.

Primero insurance overview

Primero Insurance is based in North Dakota and serves drivers in Arizona, Nevada, North Dakota, and South Dakota. Primero specializes in providing insurance to:

  • drivers that need to file an SR-22;
  • drivers who've been in several accidents; and
  • people with poor or no credit.

The company doesn't share a lot of information on their website. However, they seem to offer standard car insurance coverage at a reasonable rate based on policyholder reviews.

Primero boasts an online quote form that provides quotes in just 4 minutes. Convenient online options like their bill pay and policy management mobile app are nice service features.

Filing a claim is simple:

Call the above number to file a claim. Visit the online claims page for accident tips and a way to submit your accident photos.

Pros

  1. Easy Online Bill Pay: Pay your bill online conveniently.
  2. 4-Minute Online Quote: Primero offers an online quote as quickly as 4 minutes.
  3. Mobile App: Manage your policy on the go.

Cons

  1. Lack of Locations: Only available in Arizona, Nevada, North Dakota, and South Dakota.
  2. No Online Claims: Despite their other online conveniences, Primero doesn't have an online claims form.

Primero coverage options

  • Property Damage Liability Coverage: Covers the costs incurred from damaging another person’s property.
  • Bodily Injury Liability Coverage: This pays for the damages if the insured is deemed responsible for injuries or death to another individual.
  • Medical Expenses: Pays for medical expenses resulting in injuries caused to your passengers or driver of the insured auto.
  • Under-insured And Uninsured Motorist Coverage: Covers medical expenses caused by another driver who doesn't carry enough insurance to pay for all the damages.
  • Collision Coverage: Pays for the cost of damage to the insured car when in an at-fault accident.
  • Comprehensive Coverage: Covers expenses caused by damage to the insured car by any other means besides an accident. This includes theft, severe weather, tree limbs falling, etc.

Primero insurance discounts

Primero Insurance doesn't have any listed discounts to take advantage of. However, we suggest reaching out to an agent and asking about some general auto insurance discounts we discuss here.

Consider Primero Insurance if...

Consider this insurer if you've been in some accidents, and/or have poor credit. They offer reasonable rates, even for drivers with a poor history.

They also offer online conveniences and a mobile app for when you're on the go. With Primero, it's simple to stay on top of your policy details and bills!

Consider alternatives to Primero Insurance if...

Primero is only available in Arizona, Nevada, North Dakota, and South Dakota. If you're not a resident of one of these 4 states, you'll have to look elsewhere.

Despite their many online conveniences and mobile app, Primero doesn't have an online claims form. This unfortunately means that you can't file a claim any time. Their claims number is only available during business hours.

What's my best insurance option?

When shopping for car insurance it's important to compare several quotes side-by-side. This gives you the best pricing & coverage options.

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Get cheap insurance quotes, today!
Our team will help you find the lowest insurance prices.
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