Secura Insurance Review

Updated 3 days ago
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Secura Insurance has provided personal insurance coverage since 1900. They service 12 states throughout the central and midwest United States. They offer unique home and auto bundling coverages. Secura allows you to have one easy policy with one low premium payment.

Secura overview

For 120 years, Secura has serviced residents of Arizona, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, North Dakota, and Wisconsin. They offer a tiered MILE-STONE program that bundles home and auto for one convenient policy and monthly premium.

Additional coverage options

On top of their standard auto and home coverages, Secura has optional add-ons for MILE-STONE Basic policyholders (these are included with Gold coverage).

  • Travel Rescuer: If you're 100 or more miles from home and need travel medical or security assistance, Travel Rescuer will provide emergency help.
  • Roadside Rescuer: When you need tire changes, lockout services, towing, and other roadside labor assistance, this service will come to your rescue.
  • Identity Theft Protection: In the event your identity is stolen, lost, or destroyed in a disaster, you can receive proactive one-on-one victim assistance and reimbursements for certain recovery expenses.
  • Pet Protector: If your dog or cat is injured or killed in an auto, home, or watercraft accident, we will reimburse you for expenses to treat or replace your pet.
  • Accident Forgiveness: If you've been accident- and violation-free for three years, you won't have to worry about your rate going up after your first at-fault accident.
  • Glass Express: If you experience windshield or auto glass damage, Glass Express will get it repaired quickly to get back on the road. All service comes with a warranty against defects in the material and workmanship for as long as you own or lease the vehicle. Plus, if you choose repair over replacement, they'll waive your deductible!

Filing a claim is simple

  • Phone: For customers in Central and Eastern time zones, call 800-318-2136. For those in the Mountain Standard timezone call 866-356-7870
  • Fax: Fax your claim to 800-318-2209
  • Email: Email your claim to
  • Online: File a claim directly on the Secura website with their submission form


  1. mySECURA allows you to access your policy information anywhere
  2. Qualify for a wide range of discounts
  3. Trusted insurance company since 1900


  1. Doesn't offer a separate auto insurance policy, it's automatically bundled with home insurance

Coverage options

  • MILE-STONE Basic: Essential coverages for your home and vehicle(s) at an exceptional value. You may add-on Roadside Rescuer roadside assistance and identity theft protection.
  • MILE-STONE Gold: Get broad coverages and limits for your home and vehicle(s) as well as travel and medical assistance, roadside assistance, identify theft protection, pet protector, accident forgiveness, and glass express.

Secura car insurance discounts

Secura offers multiple discounts to help lower your premium.

Here are some discounts you may be eligible for:

  • Valued Policyholder Discount: We reward you for keeping your insurance coverage with us. The longer you stay, the more you save.
  • Financial Stability Discount: You receive this discount by maintaining good credit bureau scores.
  • Early Quoting Discount: Receive a discount when you have your policy quoted before the effective date.
  • Select Pay Discount: Save on your premium when you pay using the Full-Pay Plan or through SurePay EFT, our electronic funds transfer option.
  • New Home Credit: If your home is less than 10 years old, you earn this credit.
  • Protective Device Credit: This credit is yours by keeping approved and properly maintained devices, such as smoke alarms and fire extinguishers, in your home.
  • Claim Free / Violation Free Discount: You qualify for this discount if you've been accident-free for three years and have no moving violations.
  • Umbrella Coverage Discount: Reduce your home premium when an umbrella policy is added to your coverage.
  • Good Student Discount: Receive this discount if your policy covers a good student driver age 16-24. The eligible driver must attend school full time with a 3.0 grade point average (GPA) or better or have graduated with a 3.0 GPA or better.
  • Hybrid Car Discount: Earn this credit by merely owning or leasing a hybrid vehicle.

Consider Secura if...

If you live in one of the 12 coverage states and need both home and auto insurance, Secura is perfect for you. You'll have only one policy and one premium payment, plus you only pay one deductible if your residence and auto are damaged in the same loss.

Consider alternatives to Secura if...

If you don't own a home, condo, or apartment, Secura isn't going to work for you. Their MILE-STONE program automatically bundles home and auto insurance, there's no separate auto insurance option.

What's my best insurance option?

When shopping for car insurance it's important to compare several quotes side-by-side. This gives you the best pricing & coverage options.

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Get cheap insurance quotes, today!
Our team will help you find the lowest insurance prices.
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