United Home Insurance Review

Updated October, 2020
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United Home Insurance has been providing auto and property insurance since 1914. They provide coverage to residents of Arkansas, Kentucky, Missouri, Oklahoma, and Tennessee. They excel with low, competitive rates and a fast claims process.

United Home Insurance overview

United Home provides auto, home, and personal umbrella coverage to residents in Arkansas, Kentucky, Missouri, Oklahoma, and Tennessee. With a simplified discount system, excellent roadside assistance, and a quick and easy claims process, United Home has been satisfying policyholders for over 100 years.

Filing a claim is simple

  • Agent: Contact your local agent to have them assist you with the claims process
  • Phone: Call 800-467-0723
  • Email: Send an email to claims@unitedhomeins.com

Pros

  1. Accommodates anything from antique cars to utility trailers and RVs
  2. Easily manage your policy directly on the United Home Insurance website
  3. All policies with collision coverage are eligible for roadside assistance

Cons

  1. Limited coverage areas, only available in 5 states

Coverage options

  • Liability Coverage: Protects you for damages to others if you are at-fault in an accident.
  • Comprehensive Coverage: Coverage for your vehicle from claims like theft, vandalism, weather, and falling objects.
  • Collision Coverage: Protection for damage to your vehicle if you have a covered accident such as colliding with another vehicle or experience a single-vehicle accident.

United Home car insurance discounts

United Home Insurance has a simple, quick discount process. Many discounts are applied automatically so you never have to question whether you're getting the best rate possible.

Consider United Home if...

If you have non-standard vehicles you would like to insure. United Home Insurance offers coverage for vintage cars, RV campers, and utility trailers.

Consider alternatives to United Home if...

If you live outside of the 5 coverage states, you aren't eligible for coverage with United Home Insurance.

What's my best insurance option?

When shopping for car insurance it's important to compare several quotes side-by-side.  This gives you the best pricing & coverage options.

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