Western General Insurance Review

Western General is a non-standard insurance company providing coverage to residents in 16 states. They offer state-mandated car insurance coverages at low prices to those with less-than-perfect driving records.

Western General Insurance overview

Founded in 1971, Western General focuses on providing private passenger auto insurance through a vast network of independent agents (which they call producers) in 16 states. While they don't offer any explicit discounts on their website, Western General is one of the more affordable options available to you. Western General offers coverage to residents of ___

Filing a claim is simple

• Phone: Report a claim 24/7 by calling 800-758-3311
• Online: Submit the form online to file your claim here

Pros

1. Low, competitive rates
2. Flexible billing options
3. Easy claim reporting process

Cons

1. Website is vague, you must contact a Western General producer to obtain most information

Coverage options

• Bodily Injury Liability: If you're held responsible for injuring people in another vehicle, this coverage pays toward medical and other related costs.
• Property Damage Liability: If you're held responsible for damaging another person's car or property, this coverage applies to repairs or replacement of the damaged vehicle or property.
• Uninsured/Under-insured Motorist: Protects you in the event you're hit by a driver who doesn't have any, or enough, insurance to cover your injuries or damages.

Western General car insurance discounts

Western General Insurance strives to offer you the best coverage for your needs at the lowest possible rate and therefore doesn't offer any explicit discounts. You may still be able to talk with your Western General producer to see if there are any other ways you may lower your premium that aren't listed on the website.

Consider Western General if...

If you have a less-than-perfect driving record, Western General might be able to provide you with the coverage you're looking for. They're a non-standard insurance company and tailor their products to "higher-risk" individuals with low monthly premiums.

Consider alternatives to Western General if...

If you prefer an online-only provider, Western General isn't the right choice for you. They use a series of producers (insurance agents) that you must talk with in order to obtain a quote and buy a policy.

What's my best insurance option?

When shopping for car insurance it's important to compare several quotes side-by-side. This gives you the best pricing & coverage options.

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