Accurate Auto Insurance Review

Updated November, 2020
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Accurate Auto Insurance gives you affordable auto coverage. Once you apply, you can get insurance in under 4 minutes, with no credit checks required. Get SR-22 and ‘high risk’ coverage at the lowest rate possible. All driving records are welcome! 

Accurate Auto Insurance overview

Accurate Insurance is a leading insurance company, with a focus on making high-risk coverage affordable. No matter your situation, you’re able to get customized auto insurance to suit your needs. 

Accurate Auto Insurance is renowned for finding the best prices and deals, especially for SR-22 insurance. Their service is excellent, with representatives available 24/7. Your premiums are based on your vehicle, number of accidents, and number of previous claims. 

Coverage extends to the following 12 states: 

  • Illinois
  • Indiana
  • Arizona
  • Michigan
  • Mississippi
  • Missouri
  • Nevada
  • New Mexico
  • Pennsylvania
  • Texas
  • Ohio
  • Wisconsin

Pros

  • ‘High-risk’ coverage options: Even with many accidents on your driving record, or a DUI, you’re able to get inexpensive coverage. 
  • Online Portal: You’re easily able to pay online through their portal and manage your auto policy with Accurate Insurance. 
  • 24-hour service: Representatives are available to you 24/7, making it easy for you to get coverage or make a claim. 

Cons

  • Limited coverage areas: Insurance is only available to those living in the listed U.S. states.

Coverage options

  • SR-22 insurance: Ensure your eligibility for ‘high-risk’ auto coverage with this policy. SR-22 is an agreement between Accurate Insurance and your state. It allows you to drive with a DUI. 
  • Collision Coverage: Damage caused to your car during an at-fault accident gets covered, excluding medical bills.  
  • Comprehensive Coverage: Covers damage done to your car not caused by another vehicle. It includes riots, severe weather, theft, a falling tree branch or telephone pole, etc.   
  • Uninsured motorists coverage: If you’re involved in an accident with a hit-and-run driver, your auto repairs are covered. 
  • Motorcycle insurance: Damages caused to your motorcycle during an at-fault or not-at-fault accident are paid for.  

Accurate Auto Insurance discounts

Accurate Insurance doesn’t have an available list of discounts on their website. For information on ways you can save even more on your premium, call their representatives at 1-800-999-1034.

Consider Accurate Auto Insurance, if…

If you’ve got many accidents on your driving record, then Accurate is a great option for you. Their prices are competitive, and their coverage options are varied, even for ‘high-risk’ drivers. 

They’re also one of the very few leading insurance providers that provides SR-22 insurance after you get a DUI. All these qualities, plus excellent premiums, makes them a fantastic choice for auto coverage. 

Consider alternatives to Accurate Auto Insurance, if…

If you live outside of their 12-state coverage area, you unfortunately don’t qualify for auto insurance from Accurate Auto. 

In addition, they specialize in those with less than perfect driving records, so if your record is flawless, this isn’t the best option for you.

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