Baja Auto Insurance overview

Updated 3 days ago
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Baja Auto Insurance is a provider in Texas that offers affordable rates for drivers with both clean and not-so-clean driving records. Each policy is crafted to your personal needs, with insurance specialists available 24/7 to address any of your questions and concerns. In addition to auto insurance, they offer motorcycle, renters, and health insurance.

Baja Auto Insurance overview

Baja Auto Insurance is located in Texas. They’re renowned for their lower prices and great coverage options. Established in 2006, they’ve made a name for themselves for being reliable and inexpensive. 

Baja Insurance aims to provide drivers with affordable premiums and great coverage. Whether you’re a high-risk driver or not, you’re guaranteed a quote to suit your budget.


  • Friendly service: Baja Auto Insurance has a team of helpful experts available to you 24/7.
  • Affordable plans: You’re able to get your prices from many different carriers. This means you get the lowest rate to suit your budget.  
  • Variety of policies: Baja Insurance gives you a variety of auto insurance policies to choose from. Get a coverage plan that caters to your preferences and needs.  
  • Efficiency: The Baja Insurance team values your time and promises to give you the best service in the least amount of time.  Whether you need to buy, pay for or compare a quote, it’s all done in minutes. 
  • High-risk insurance: Unlike major insurance companies, Baja Auto Insurance offers high-risk coverage and SR-22 Insurance. This makes it possible for you to get coverage, even with tickets, accidents, or a DUI on your record.


  • Limited coverage area: Baja Auto Insurance only provides coverage in Texas. If you live outside of this state, you can’t get a policy. 

Coverage options

Baja Auto Insurance offers many coverage options including: 

  • Collision Coverage: Damage caused to your car during an at-fault accident are covered.  
  • Comprehensive Coverage: Covers damage done to your car that isn’t caused by another vehicle. It includes fire, explosions, earthquakes, floods. 
  • Uninsured motorists coverage: If you’re involved in an accident with a hit-and-run driver, your auto repairs are covered. 
  • Property damage liability: Damages caused to someone else’s property during a collision are paid for. 
  • Roadside assistance: Baja Auto Insurance values your safety. Apply for roadside assistance and add it to your quote. Get emergency towing, flat tire changes, fuel delivery and more.  

Baja Auto Insurance discounts

Baja Auto Insurance doesn’t have a list of discounts on their website. To know which discounts are available and which ones you qualify for, contact a representative at 844-237-4184.

Consider Baja Auto Insurance, if…

Baja Insurance is a great option for high-risk drivers in Texas. If you need coverage after being in many accidents, or have a DUI, then contact Baja Insurance. Their prices are affordable and their coverage options give you the best value for your money.

Consider alternatives to Baja Auto Insurance, if…

Baja Auto Insurance only provides their services to people living in Texas. If you don’t live within this state, then you need to look elsewhere for coverage. 

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