Basic car insurance covers repairs needed to fix accident-related damage. Repairs for regular wear and tear aren't covered. Add Mechanical Breakdown Protection Insurance (MBI) to your policy to get coverage. It's available for both new and pre-owned cars.
Full auto insurance includes liability, comprehensive, and collision coverage. These policies protect your vehicle from damage done by other vehicles and objects. Repairs after not-at-fault and at-fault accidents get covered, minus your deductible.
General wear and tear aren't included in basic auto insurance policies. Auto insurance only covers mechanical repairs if you've added Mechanical Breakdown Protection Insurance to your policy.
This extra insurance provides better coverage than most warranties. MBI insurance covers costs to repair damage from wear and tear, and it's available for both used and new cars.
This extra policy costs an average of $300 a year, and repairs are available at a shop of your choice. Typically, deductibles are between $0-$500.
Rates vary based on things like the following:
Progressive provides Mechanical Breakdown Insurance with a $50 discount at AAA-approved repair shops. Contact Progressive to get an easy quote, today!
Mechanical Breakdown Insurance saves you money on car repairs as your car gets worn. It covers for repair and replacement of vehicle parts, such as:
You're covered for more repairs if you've got a comprehensive MBI policy that includes:
MBI covers damage caused to your vehicle due to wear and tear, excluding:
Not all insurance companies provide MBI, but we've compiled a list of ones that do:
Look at as many deals as possible to find the perfect MBI policy for you. Get instant quotes tailored to your needs - fill out our short form, today!