Does Insurance Cover Slashed Tires?

Updated October, 2020
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Slashed tires are considered an act of vandalism and are covered if you have comprehensive coverage on your auto Insurance. If you have a basic policy that meets the state's minimum requirements, you likely have to pay for the tire damage out-of-pocket.

What is comprehensive coverage?

Comprehensive is an optional coverage that you can add to your insurance policy. It covers things that are non-driving related that are out of your control such as vandalism, theft, and weather-related damage.

In the case of slashed tires, comprehensive would cover the cost of the damage since it's considered by most insurance companies as an act of vandalism.

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How to proceed and deal with slashed tires

Any time you file a claim with your auto insurance company, you're required to pay your deductible. This deductible varies from policy to policy.

If you have a $500 deductible, and the cost to repair all tires is more than that, then you should file a claim with your insurance company and pay your deductible. However, if you have a $1000 deductible, it's more cost-effective for you to replace the tires on your own.

Upon your deductible and the cost of replacing the tires, it may or may not be worth it for you to go through the insurance company to handle the replacement.

The bottom line? Auto insurance covers slashed tires if you have comprehensive coverage. So, it's a great option to have.

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Our team will help you find the lowest insurance prices.
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