Lopez Auto Insurance Review

Lopez Auto Insurance is a nationwide provider of liability, collision and comprehensive coverage. They provide customizable insurance quotes to suit your needs, with a wide range of policies available. Their coverage even extends to Mexico, keeping you protected during holidays or family visits. 

Lopez Auto Insurance overview

Lopez Auto Insurance is located in Texas, providing service to drivers within the state. They also specialize in keeping you covered during trips to Mexico. They’re a company that values their clients and provides you with multiple auto insurance options to suit your budget. 

Lopez Auto Insurance works as a ‘middle-man’ between you and major insurance providers to help you get the best policies. Their service is great, with a focus on bringing you excellent response times and efficient assistance. 

Lopez Auto Insurance doesn’t just provide auto insurance. They also offer you boat, motorcycle, home and business coverage plans. 

Pros

• Customized auto insurance premiums: Get inexpensive coverage and deals that match your budget. 
• Online Portal: You’re easily able to pay online through their portal and manage your auto policy.
• 24-hour service: Representatives are available to you around the clock, making it easy for you to get coverage. 

Cons

• No high-risk coverage: Lopez Auto Insurance doesn’t provide affordable high-risk or SR-22 insurance plans. 
• Limited service area: Lopez Auto Insurance is only available in Texas. If you don’t live in this state, you can’t get coverage.

Coverage options

• Collision Coverage: Damage caused to your car during an at-fault accident gets covered. This policy doesn’t include medical bills.   
• Comprehensive Coverage: Covers damage done to your car that isn’t caused by another vehicle. It includes theft, severe weather, a falling tree branch or telephone pole, etc.   
• Uninsured motorists coverage: If you’re involved in an accident with a hit-and-run driver, your auto repairs get covered. 
• Property damage liability: Damages caused to someone else’s property during a collision are paid for. 

• Bodily injury liability: You’re covered for injury that you cause to someone else. This is an essential service if you drive daily. 
• RV Insurance: Get insurance on your RV and be protected during at-fault and not-at fault accidents. 
• Roadside Assistance: Get towing, tire changes, winching services and more if your car breaks down. 

Lopez Auto Insurance discounts

Lopez Insurance doesn't provide a list of discounts on their website. Call (972) 218-0242 or (972) 791-8418 to speak with a representative. Ask about which discount options you’re eligible for and how to apply.

Consider Lopez Auto Insurance, if…

Lopez Auto Insurance is a great option for people looking for the lowest possible auto insurance rate, with the best value for money. They have a dedicated team available to you 24/7 to assist with quotes and queries. 

Their auto insurance policies are customized to suit your budget and preference. They’re also a fantastic option for people who regularly visit Mexico, as their coverage extends to the country. This allows you to remain safe during holidays or family visits. 

Consider alternatives to Lopez Auto Insurance, if…

If you don’t live within the state of Texas then you can’t get coverage with Lopez Auto Insurance. In this case, you need to look elsewhere. 

They also don’t offer great high-risk premiums or SR-22 Insurance. If you have multiple marks, such as tickets and accidents, then your premiums are likely to be very expensive. If you need SR-22 coverage after a DUI, then you need a non-standard provider. 

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