State Farm Classic Car Insurance Review

Updated November, 2020
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State Farm Classic Car Insurance is a specialized auto coverage feature. This type of policy is specialized insurance for vintage cars, regardless of their mileage. State Farm Classic Car Insurance also guarantees that if your car’s totaled, you get reimbursed the same value. Their policies are personalized to suit your needs. Get affordable classic car insurance, today!

State Farm Classic Car Insurance overview

State Farm Classic Car Insurance is a leading provider for people across the U.S. The company has been around since 1922, giving them almost 100 years of auto insurance experience. This experience shows in their personalized policies and service, making them a reliable option. 

State Farm’s classic car insurance is designed to keep your anique vehicles safe and protect you from unnecessary costs. They’re team is dedicated and available to your 24/7. 

What State Farm uses to decide on whether or not your car is a classic are the following features: 

  • Age
  • Rarity
  • Value
  • Unique features
  • Limited use
  • Availability of parts and services
  • Popularity across generations 

Pros

  • Roadside Assistance: Get towing, tire changes, winching services and more if your car breaks down.
  • 24-hour service: Representatives are available to you around the clock, making it easy for you to get coverage.
  • Mobile app: State Farm Insurance has an Android app that allows you to easily get quotes, make a claim or manage your policy. 
  • Get back your money: If your classic car is totaled, State Farm Classic Car Insurance Insurance reimburses you the value of it.

Cons

  • Limited use: Your antique or classic vehicle is only able to be driven 2500 miles per year or less
  • No high-risk coverage: State Farm Insurance is a standard insurance company. They don’t provide affordable high-risk or SR-22 insurance plans. 

What coverages are included?

  • Collision Coverage: Damage caused to your car during an at-fault accident gets covered. This policy doesn’t include medical bills.   
  • Comprehensive Coverage: Covers damage done to your car that isn’t caused by another vehicle. It includes theft, severe weather, a falling tree branch or telephone pole, etc.   
  • Uninsured motorists coverage: If you’re involved in an accident with a hit-and-run driver, your auto repairs get covered. 
  • Property damage liability: Damages caused to someone else’s property during a collision are paid for. 
  • Bodily injury liability: You’re covered for injury that you cause to someone else. This is an essential service if you drive daily. 
  • Roadside Assistance: Get towing, tire changes, winching services and more if your car breaks down. 
  • Medical Payments: Medical costs for yourself and your passengers are covered after an auto accident. 

What types of vehicles are covered?

  • Classic cars (A vehicle 10-24 years old with historic significance)
  • Hot rods
  • Muscle cars
  • Antique cars ( A vehicle 25 or more years old that has historical significance)

What’s my best insurance option?

When shopping for car insurance it's important to compare several quotes side-by-side. This gives you the best pricing & coverage options.

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