American Express cardholders have the option of Premium Car Rental Protection. It provides primary insurance for a rental car. The cost of this policy is an average of $24.95 for up to $100,000 worth of coverage. Residents of California and Florida get a decreased rate, and it's free for Platinum cardholders.
Not all American Express cardholders qualify for this protection. It's excluded from those who own:
All other account holders qualify for this protection. Use your credit card to pay for your rental. Go online and purchase your American Express Premium Car Rental Protection once the payment goes through.
There are certain vehicles this policy doesn't cover, including:
The price of this policy depends on what card type you have and where you live, but on average it costs $24.95 for up to $100,000 worth of coverage.
Residents of California pay $17.95 and Florida residents pay $15.25, while people with Platinum cards get this service for free.
American Express Car Rental Protection covers you for 42 consecutive days. Save money by paying upfront instead of a daily fee.
Why should you upgrade to the Premium package? We've listed some reasons for you to consider, including:
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