Can You Register And Insure A Car With A Permit?

Updated October, 2020
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You can't register your car with a learner's permit. However, there are other ways for you to get auto insurance, such as remaining on your parent's policy or listing someone else as the primary driver of your vehicle.

How do I insure my car with a permit?

Getting insurance for your car with a learner's permit is not impossible. We've put together a list of methods for you to consider, such as:

  • Stay on your parent's policy: Getting insurance under your parent's policy allows you to qualify for coverage without a full license. It's also a cheaper option than getting your own policy and cuts back the high insurance rates new drivers pay. Allstate provides huge discounts for minors who are under their parent's policy. Contact Allstate for your quote, today!
  • List someone else as the primary driver: List someone with a full license as your vehicle's primary driver. This policy is a high-risk option as you don't want to hand your car over to just anybody. Choose somebody close to you that you trust.

How do I register my car with a permit?

You can't register your car without a full driver's license; therefore, you need to register your vehicle under your parent's or spouse's name. Avoid issues by registering your vehicle under the name of somebody very close to you that you trust.

How do permits work?

A permit is just the first step in working toward getting your driver's license.

Here's a breakdown of the different levels:

  • Learner's permit: You get a permit after passing your driver's knowledge exam. After this, you're able to legally drive if you have a licensed driver in the passenger seat with you.
  • Intermediate license: Teens under the age of 18 get an intermediate license. It gives you more freedom than a permit, but it also has more limits than a driver's license.
  • Driver's license: After you pass your driving test with an instructor, you get a full driver's license. You have the freedom to drive the roads as long as you adhere to your state's laws.

3 things to consider about getting your car registered and insured without a license

  • Staying on your parent's policy is a fantastic way to save money on high auto insurance premiums. It also provides you with a way to insure your car without a license.
  • Buying a car with a permit is still possible; however, you're not able to title it as your own.
  • In some states, you need to be a certain age before legally registering and insuring a car. Look up your state's laws on age or contact your insurance provider to learn about your options.

Get the best auto insurance rates (with your permit), today!

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Call an insurance expert
Our team will help you find the lowest insurance prices.
866-996-3156