The fine for driving without insurance is between $500-$2000. You may also face other penalties depending on what state you're in, including losing your license and registration. Worst case scenario? You face all the above, plus car impoundment and jail time.
The best-case scenario if you're caught without this coverage? You pay a hefty fine.
Depending on what state you're in, you face different penalties and fees.
If you can't provide proof of liability insurance, the potential penalties are as follows:
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The fine amount for first-time offenders is between $500-$2000. Certain states require you to pay an extra surcharge of $250 to the DMV. They also rule that you serve at least $1000 worth of community service.
Some states impose harsher penalties in addition to a fine, including stripping you of your license and registration. The duration of this suspension is between 3-6 months, depending on your state's laws.
You're not allowed to buy, drive, or own another vehicle for this period of time. Once your suspension is over, you pay an additional fee to have your license and registration reinstated.
In states, such as Louisiana, your car is impounded on your first offense. The duration of this impoundment depends on your state's laws and restrictions, but on average it's between 3-6 months.
Whether it's your first or second offense, some states take driving without insurance extremely seriously and you face jail time. The duration of your imprisonment if you're caught driving without proof auto insurance depends on your state, but on average its between 10 days to 6 months.
Over and above this, you also face the other penalties, such as a fine, car impoundment, registration, and license suspension.
If you've already been caught driving without insurance once before, your punishment the second-time around is much harsher, including: