Car insurance in New Hampshire is typically less than the national average of $1,427 per year. Your individual rate depends on a range of factors like age, sex, marital status, and driving record.
Car insurance rates vary from state to state. Car insurance in New Hampshire is considered to be inexpensive compared to the national average ($1,427/year). At an average cost of 1137, insurance in New Hampshire is 20.32% less than the US average.
A variety of considerations go into your car insurance quote, which can make comparing policies pretty confusing. The good news? We've analyzed every potential factor & insurance company to find your best option.
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Insurance companies decide on rates based on how risky they perceive the driver to be. Young drivers are considered to be risky based on lack of experience.
According to the Insurance Institute for Highway Safety, teens between 16-19 cause 3 times as many car accidents as adults 20 and over.
If you are a young driver & are looking for a great rate on car insurance, many car insurance companies offer discounts that you may be eligible for - such as a good student discount or a discount for taking a defensive driving course.
To uncover what kind of discounts you may qualify for, fill out our quick & easy form. We'll populate all your options & get the best rate for you!
Your insurance rate is based on data collected by your insurance company that indicate how likely you are to get into an accident or file a claim. One metric that is used in almost every state is a credit-based insurance score. Your credit-based insurance score is not based on your employment, income, or any other personal information. It's a measure of your lending activity & payment history.
Why is this important to car insurance companies? Well, research has shown a direct correlation between low insurance based-credit scores and likelihood to file an insurance claim. The better your score is, the less of a risk you are to insurers.
Your driving history is the biggest indicator of your risk factor. For insurance companies, a person who has accidents and violations on their driving record is a clear signal that a driver is high-risk. This usually means pricy coverage options.
If you are married, you may be eligible for a better insurance rate. Statistically, married people are less likely to be high-risk drivers. If you've recently got married, fill out our form to see what discounts you may be eligible for.
Using gender to make judgments on risk factor is controversial, which is why certain states do not allow it. Most states still consider gender when formulating a quote, as research shows that men are more likely to get into accidents.
When it comes to car insurance, there are several factors to consider beyond monthly cost. A policy that covers you when you need it, has a low deductible, and offers several discounts can be hard to find - which is why we've done the work for you.Get instant quotes tailored to your needs - fill out our short form, today!