How To Get State Farm Student Discounts

Updated October, 2020
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State Farm offers multiple discounts for students to help make insurance coverage more affordable for young drivers. These include discounts for good grades, completing an approved driver education course, and a discount if the student goes away to school and only drives when back home.


What are student discounts?

Student discounts are policies set by insurance companies to help young drivers and students afford coverage. 

Young drivers typically pay up to 80% more on their auto insurance rates, as statistics have shown that their inexperience directly relates to a higher chance of getting into an accident and making a claim. 

To help ease this spike in insurance rates, insurance companies, like State Farm, allow for student discounts. State Farm has several different types of student discounts that young drivers can apply for.


State Farm's student discount options

Here are some of the best student discounts available from State Farm:

Good Student Discount: Students are able to qualify fo 25% average decrease in their insurance premiums if they have good grades with a student discount. This discount is in place to help students to afford the high insurance rates that are typical for inexperienced drivers. Luckily, you can save money by having a high GPA and/or grade average. You need to be under the age of 25 to apply for this discount.

Driver Training Discount: Students who have completed good driving courses and have significant proof to be more reliable drivers can apply for a good drivers discount. To qualify for this discount, you need to under the age of 21. You can also apply for the Steer Clear and the Drive Safe & Save programs to prove your driving reliability.

Students Away From Home Discount: If you are a student who is boarding or at college and your car is parked an average of 100 miles (or further) from you, then you can apply for this discount. This is a discount based on the premise that you do not regularly use your car, and are therefore less likely to make a claim. You need to be under the age of 25 to apply for this discount.


3 things to consider when applying for State Farm's student discounts

     

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